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Susan Says Part 8

      Susan Miller serves as the VP/Closing Manager at Village Bank Mortgage.  She has been in the business over 30 years and brings her experience and expertise to all she does.   Previous Entries: Part 1  Part 2  Part3  Part 4  Part 5  Part 6  Part 7   Starting to Make Some Sense Now… Read More »

Collateral Underwriter Will Not Slow Us Down!

       Have you heard about Fannie Mae’s rollout of Collateral UW on January 26th?  It’s their new tool to help lenders assess appraisals to ensure the appraisal meets Fannie Mae’s quality standards.  The tool will provide messages back to lenders regarding the appraisal data.  In some cases, the lender may be able to clear… Read More »

Susan Says Part 7

      Susan Miller serves as the VP/Closing Manager at Village Bank Mortgage.  She has been in the business over 30 years and brings her experience and expertise to all she does.    Let’s Take it From the Top! Wow!  That takes me back to my college days when I studied theatre!  Even got… Read More »

Happy Thanksgiving From All of Us!

  From all of us here at Village Bank Mortgage, we wish you and your family a bountiful Thanksgiving season!  As an added bonus, please try one (or more) of our staff’s favorite Thanksgiving recipes this year,,,just click on the link below!   VBMC Thanksgiving Recipes…click here!    

Susan Says Part 6

      Susan Miller serves as the VP/Closing Manager at Village Bank Mortgage.  She has been in the business over 30 years and brings her experience and expertise to all she does.    I Hope No One Brought Their Swimsuits Because, despite my promise in the last Blog Post, today we are NOT diving… Read More »

Susan Says Part 5

      Susan Miller serves as the VP/Closing Manager at Village Bank Mortgage.  She has been in the business over 30 years and brings her experience and expertise to all she does.    Timing is of the Essence   I’ve seen that sentence in many sales contracts over the years.  As a loan closer,… Read More »

Once again…Our Loan Officers Lead the Pack!

For the SECOND YEAR IN A ROW we are very proud and honored to have 9 of our loan officers, more than ANY mortgage company in Virginia, recognized as VHDA’s 2014 Top Producers! VHDA has championed First Time Homebuyers in Virginia since 1972, by helping Virginians attain quality, affordable housing. We would like to thank… Read More »

Susan Says Part 4

      Susan Miller serves as the VP/Closing Manager at Village Bank Mortgage.  She has been in the business over 30 years and brings her experience and expertise to all she does.    Fine Designs When you look at the Loan Estimate and Closing Disclosure forms, you can see how they weren’t designed for… Read More »

FICO Score 9 Not Yet…

     There has been a lot of buzz in the media lately regarding the benefits of the new FICO Score 9 credit-scoring method.  Here are a couple examples from the Richmond Times Dispatch and the Boston Globe: http://www.timesdispatch.com/business/the-nation-s-housing-an-alternative-to-credit-scores/article_f6002a87-a807-5d1b-adcc-5ac452120c52.html http://www.bostonglobe.com/business/2014/08/09/changes-coming-fico-credit-scores/JEGhoD3NfkCNFjTCHEZLfL/story.html  As your preferred local lender, we at Village Bank Mortgage pride ourselves in keeping our… Read More »

Susan Says Part 3

      Susan Miller serves as the VP/Closing Manager at Village Bank Mortgage.  She has been in the business over 30 years and brings her experience and expertise to all she does.    Good-bye, HUD-I?  Hello, CD?              Illustration from CFPB Website For most Loans,  that’s a big ol’… Read More »

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