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Susan Says Part 6

      Susan Miller serves as the VP/Closing Manager at Village Bank Mortgage.  She has been in the business over 30 years and brings her experience and expertise to all she does.    I Hope No One Brought Their Swimsuits Because, despite my promise in the last Blog Post, today we are NOT diving… Read More »

Susan Says Part 5

      Susan Miller serves as the VP/Closing Manager at Village Bank Mortgage.  She has been in the business over 30 years and brings her experience and expertise to all she does.    Timing is of the Essence   I’ve seen that sentence in many sales contracts over the years.  As a loan closer,… Read More »

Once again…Our Loan Officers Lead the Pack!

For the SECOND YEAR IN A ROW we are very proud and honored to have 9 of our loan officers, more than ANY mortgage company in Virginia, recognized as VHDA’s 2014 Top Producers! VHDA has championed First Time Homebuyers in Virginia since 1972, by helping Virginians attain quality, affordable housing. We would like to thank… Read More »

Susan Says Part 4

      Susan Miller serves as the VP/Closing Manager at Village Bank Mortgage.  She has been in the business over 30 years and brings her experience and expertise to all she does.    Fine Designs When you look at the Loan Estimate and Closing Disclosure forms, you can see how they weren’t designed for… Read More »

FICO Score 9 Not Yet…

     There has been a lot of buzz in the media lately regarding the benefits of the new FICO Score 9 credit-scoring method.  Here are a couple examples from the Richmond Times Dispatch and the Boston Globe: http://www.timesdispatch.com/business/the-nation-s-housing-an-alternative-to-credit-scores/article_f6002a87-a807-5d1b-adcc-5ac452120c52.html http://www.bostonglobe.com/business/2014/08/09/changes-coming-fico-credit-scores/JEGhoD3NfkCNFjTCHEZLfL/story.html  As your preferred local lender, we at Village Bank Mortgage pride ourselves in keeping our… Read More »

Susan Says Part 3

      Susan Miller serves as the VP/Closing Manager at Village Bank Mortgage.  She has been in the business over 30 years and brings her experience and expertise to all she does.    Good-bye, HUD-I?  Hello, CD?              Illustration from CFPB Website For most Loans,  that’s a big ol’… Read More »

VHDA Has Raised Their Income Limits!

    Changes take effect on loans locked beginning August 11th 2014!   Click here for a printable PDF of the Income Limit Changes.   Oh, by the way, if you happen to be in the Northern Virginia area be sure to call our affiliate company: Phone 703-368-9248    

Susan Says…Part 2

      Susan Miller serves as the VP/Closing Manager at Village Bank Mortgage.  She has been in the business over 30 years and brings her experience and expertise to all she does.    365 Days and Counting           Illustration from CFPB Website And we’re off!  – Most residential mortgage loan… Read More »

Susan Says…Part 1

      Susan Miller is a Vice President at Village Bank Mortgage where she serves as the Senior Closing Manager.  She has been in the business over 30 years and brings her experience and expertise to all she does.    Look What’s Coming down the Pike! The Consumer Financial Protection Bureau (CFPB) was created… Read More »

Happy Memorial Day!

  Happy Memorial Day!

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